Home » Solutions » Buyers
Home » Solutions » Buyers

Buyers


Home Solutions

Are you able to afford a home and make the monthly payments… but you’ve still been turned down for a mortgage loan?

You’re not alone. Unfortunately, upwards of 80% of Americans today can’t qualify for a mortgage loan or any kind of home financing. If you’re one of those people, maybe you think you’ll be stuck renting for life… Who wants to be stuck renting a place where you have no control?

Overview
Videos
FAQ
With surprise rent hikes or having the landlord sell the house out from under you? Who wants to be stuck renting a place that you and your family can’t truly call your own?

If this sounds like you, then keep reading to see if our Rent-to-Own Program is right for you.

Are you able to afford a home and make the monthly payments… but you’ve still been turned down for a mortgage loan?

You’re not alone. Unfortunately, upwards of 80% of Americans today can’t qualify for a mortgage loan or any kind of home financing. If you’re one of those people, maybe you think you’ll be stuck renting for life… Who wants to be stuck renting a place where you have no control?

With surprise rent hikes or having the landlord sell the house out from under you? Who wants to be stuck renting a place that you and your family can’t truly call your own?

If this sounds like you, then keep reading to see if our Rent-to-Own Program is right for you.

Videos - for Buyers
How Does
Rent-To-Own Work?
Can I Get Into A Home
With ZERO Money Down?
What Expenses
Can I Expect To Pay?
How Does The Equity
Enhancement Program Work?

Videos - for Buyers
How Does
Rent-To-Own Work?
Can I Get Into A Home
With ZERO Money Down?
What Expenses
Can I Expect To Pay?
How Does The Equity
Enhancement Program Work?

FAQ – Frequently Asked Questions
w

What are the minimum qualifications?

Your Subtitle Goes Here
3
When you close on a property, an up-front down payment that will be applied against the purchase price is normally required. A good estimate will be between 3-10% of the purchase price, depending on the home and your personal situation.

Other than that, a commitment to diligently work with us to convert you from a home renter to a home buyer by the end of the lease term is the most important qualification.

A lower credit score may NOT disqualify you from our program, so definitely continue to work toward your goals and get our free consulting help.

w

If I don't qualify, can I still Rent-To-Own?

Your Subtitle Goes Here
3
If you are not able to qualify, our Rent-to-Own program will not work – or be a rational option. It wouldn’t be fair for us to put you into a home and have you make rent payments if we know you would not qualify to buy the property at the end of the rental period.
w

Do I have to pay a commission?

Your Subtitle Goes Here
3
Since we are not real-estate agents, we will not charge an agents commission or fees. As with anyone who buys a home, you are required to put 3-10% down, which will be fully credited to your final purchase price at closing.
w

Do my payments count towards the purchase?

Your Subtitle Goes Here
3
The monthly rent payments will not count towards an actual purchase. However, the payments will pay off down the line and help you secure the home you want today.
w

After the rental time, what if I don't qualify?

Your Subtitle Goes Here
3
In the unlikely event that occurs, you may be able to extend your lease – if we’re confident you need a little more time to qualify for a mortgage loan.

This rarely happens because we do not accept people into the program unless we’re 99% sure they will qualify for a mortgage loan after their lease period.

w

How long is the average rental period?

Your Subtitle Goes Here
3
The rental period length is based on an evaluation from our third party credit consulting agency and mortgage consultant. The goal is to bring you to a point where you can qualify for a purchase in 12-24 months.
w

Who is the Rent-To-Own program for?

Your Subtitle Goes Here
3
Our program is for anyone who wants to buy a home and cannot yet qualify for a mortgage loan.

If you are willing to invest the time and energy to get your credit on track so you can qualify for a loan – then our program is a great fit.

Also, our program is perfect for someone who can qualify for a loan today, and would like to plan an extra year to save for a down payment, get a better loan term.

w

Who is a Rent-To-Own program NOT for?

Your Subtitle Goes Here
3
This program is not for anyone who wants a quick fix or unwilling to put in the time and effort to better position themselves – by following a plan.
FAQ
w

What are the minimum qualifications?

Your Subtitle Goes Here
3
When you close on a property, an up-front down payment that will be applied against the purchase price is normally required. A good estimate will be between 3-10% of the purchase price, depending on the home and your personal situation.

Other than that, a commitment to diligently work with us to convert you from a home renter to a home buyer by the end of the lease term is the most important qualification.

A lower credit score may NOT disqualify you from our program, so definitely continue to work toward your goals and get our free consulting help.

w

If I don't qualify, can I still Rent-To-Own?

Your Subtitle Goes Here
3
If you are not able to qualify, our Rent-to-Own program will not work – or be a rational option. It wouldn’t be fair for us to put you into a home and have you make rent payments if we know you would not qualify to buy the property at the end of the rental period.
w

Do I have to pay a commission?

Your Subtitle Goes Here
3
Since we are not real-estate agents, we will not charge an agents commission or fees. As with anyone who buys a home, you are required to put 3-10% down, which will be fully credited to your final purchase price at closing.
w

Do my payments count towards the purchase?

Your Subtitle Goes Here
3
The monthly rent payments will not count towards an actual purchase. However, the payments will pay off down the line and help you secure the home you want today.
w

After the rental time, what if I don't qualify?

Your Subtitle Goes Here
3
In the unlikely event that occurs, you may be able to extend your lease – if we’re confident you need a little more time to qualify for a mortgage loan.

This rarely happens because we do not accept people into the program unless we’re 99% sure they will qualify for a mortgage loan after their lease period.

w

How long is the average rental period?

Your Subtitle Goes Here
3
The rental period length is based on an evaluation from our third party credit consulting agency and mortgage consultant. The goal is to bring you to a point where you can qualify for a purchase in 12-24 months.
w

Who is the Rent-To-Own program for?

Your Subtitle Goes Here
3
Our program is for anyone who wants to buy a home and cannot yet qualify for a mortgage loan.

If you are willing to invest the time and energy to get your credit on track so you can qualify for a loan – then our program is a great fit.

Also, our program is perfect for someone who can qualify for a loan today, and would like to plan an extra year to save for a down payment, get a better loan term.

w

Who is a Rent-To-Own program NOT for?

Your Subtitle Goes Here
3
This program is not for anyone who wants a quick fix or unwilling to put in the time and effort to better position themselves – by following a plan.

Partnering with us is easy,

Just give us a call or drop us a line, and we'll get started helping you today.

Partnering
with us is easy,

Just give us a call
or drop us a line,
and we'll get started
helping you today.

Partnering with us is easy,

Just give us a call or drop us a line,
and we'll get started helping you today.

We would like to
I am ready to
We would like to
I am ready to

Back to top

Home » Solutions » Buyers
Home » Solutions » Buyers

  616.414.0330
  Mon-Fri  9:00am - 6:00pm
  Email:
office@providentialhomesolutions.com

We reply within 24 hours.

Coverage Markets

find us on
LinkedIn

facebook

  616.414.0330
  Mon-Fri  9:00am - 6:00pm
  Email:
office@providentialhomesolutions.com

We reply within 24 hours.

Coverage Markets

About

Solutions

  616.414.0330
  Mon-Fri  9:00am - 6:00pm
  Email:
office@providentialhomesolutions.com

We reply within 24 hours.

Coverage Markets

Copyright ©  PROVIDENTIAL HOME SOLUTIONS, LLC. All rights reserved.
Alternative Solutions for Homeowners  |  Timely Market Price Financing ™
Trademarks & brands are the property of their respective owners.

Made with in the U.S.A.

Copyright ©  PROVIDENTIAL HOME SOLUTIONS, LLC. All rights reserved.
Alternative Solutions for Homeowners  |  Timely Market Price Financing ™

Trademarks & brands are the property of their respective owners.

Contact   |  Terms of Use  |  Privacy Policy

 ©  Providential Home Solutions, LLC.
All rights reserved.
Alternative Solutions for Homeowners  |  
Timely Market Price Financing ™

Trademarks & brands are the property
of their respective owners.

Made with in the U.S.A.
Providential Home Solutions, LLC